Ameritrust Mortgage · Louisiana · 2025

Ameritrust Mortgage in Louisiana: approval rate, denial rate and rates (2025)

Ameritrust Mortgage took 193 mortgage applications in Louisiana in 2025, ranking #121 of 721 lenders active in the state. It originated 44.0% of them and denied 1.0% (2.3% of the applications it decided), against a statewide denial rate of 22.2%.

193Applicationsin LA
2.3%Decision denial ratestate 28.2%
6.99%Median ratestate 6.63%
$225,000Median loanstate $165,000
$20MVolume26 counties

Ameritrust Mortgage in Louisiana vs the state

1.0%Denial rate-21.13 pts vs state
2.3%Decision denial rate-25.85 pts vs state
44.0%Origination rate-7.93 pts vs state
6.99%Median rate+0.37 pts vs state
1.17Rate spread (pts)+0.81 pts vs state
$80kMedian applicant income
85Loans originated
2Denied

Trend in Louisiana

YearApplicationsOriginatedDenial rateMedian rateRank in state
202476651.3%7.00%#191
2025193851.0%6.99%#121

What Ameritrust Mortgage lends in Louisiana

By loan purpose

Home purchase 158 82% · 0.0% denied
Refinance 5 3% · 20.0% denied
Cash-out refinance 30 16% · 3.3% denied

By loan type

Conventional 43 22% · 4.7% denied
FHA 126 65% · 0.0% denied
VA 9 5% · 0.0% denied
USDA / RHS 15 8% · 0.0% denied

Why it denied Louisiana applicants

Credit history 2 100%

Where in Louisiana

Counties with the most Ameritrust Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
East Baton Rouge Parish 75261 1.3%
Livingston Parish 21110 0.0%
Lafayette Parish 2090 0.0%
Jefferson Parish 1040 0.0%
Orleans Parish 950 0.0%
Calcasieu Parish 741 14.3%
St. Tammany Parish 620 0.0%
Ascension Parish 650 0.0%
Iberia Parish 510 0.0%
Tangipahoa Parish 530 0.0%

Other large lenders in Louisiana

LenderGradeApplicationsDenial rateMedian rate
21st MortgageF 7,05749.0%10.10%
United Shore Financial ServicesB 6,26413.1%6.38%
Rocket MortgageC 5,77025.9%6.63%
Vanderbilt Mortgage and FinanceF 4,37045.6%10.50%
Triad Financial ServicesD 3,86749.7%8.73%
Hancock Whitney BankB 3,53621.7%6.00%
Regions BankC 3,35645.8%6.00%
GMFSA 3,0722.0%6.50%
NewrezD 2,66421.1%6.50%
Dsld MortgageA 2,5456.3%6.13%

Frequently asked questions

Louisiana: 193 applications in 2025, of which 85 were originated and 2 denied.

1.0% of all applications, or 2.3% of the applications it actually decided on. The Louisiana statewide average across all lenders was 22.2%.

The median rate on loans Ameritrust Mortgage originated in Louisiana in 2025 was 6.99%, against a statewide median of 6.63%.

About this data. Figures are Ameritrust Mortgage's own HMDA filing for properties located in Louisiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology