Loandepot.Com in Delaware vs the state
15.3%Denial rate-2.83 pts vs state
18.2%Decision denial rate-4.50 pts vs state
68.1%Origination rate+8.95 pts vs state
6.88%Median rate+0.25 pts vs state
0.37Rate spread (pts)+0.10 pts vs state
$118kMedian applicant income
569Loans originated
128Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 671 | 450 | 14.9% | 6.63% | #14 |
| 2024 | 811 | 523 | 17.1% | 6.99% | #12 |
| 2025 | 835 | 569 | 15.3% | 6.88% | #12 |
What Loandepot.Com lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most Loandepot.Com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sussex County | 455 | 336 | 39 | 8.6% |
| New Castle County | 228 | 131 | 60 | 26.3% |
| Kent County | 152 | 102 | 29 | 19.1% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 835 applications in 2025, of which 569 were originated and 128 denied.
15.3% of all applications, or 18.2% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans Loandepot.Com originated in Delaware in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Loandepot.Com's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology