American Pacific Mortgage in Delaware vs the state
9.7%Denial rate-8.44 pts vs state
12.2%Decision denial rate-10.56 pts vs state
70.1%Origination rate+10.95 pts vs state
6.63%Median rate0.00 pts vs state
0.42Rate spread (pts)+0.14 pts vs state
$102kMedian applicant income
101Loans originated
14Denied
Trend in Delaware
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 31 | 19 | 25.8% | 6.50% | #148 |
| 2025 | 144 | 101 | 9.7% | 6.63% | #65 |
What American Pacific Mortgage lends in Delaware
By loan purpose
By loan type
Why it denied Delaware applicants
Where in Delaware
Counties with the most American Pacific Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New Castle County | 68 | 50 | 10 | 14.7% |
| Kent County | 56 | 41 | 2 | 3.6% |
| Sussex County | 20 | 10 | 2 | 10.0% |
Other large lenders in Delaware
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 2,381 | 15.5% | 6.88% |
| Wilmington Savings Fund Society | B | 1,801 | 16.6% | 7.25% |
| Citizens Bank | C | 1,633 | 29.3% | 7.65% |
| PNC Bank | D | 1,492 | 25.1% | 7.50% |
| NVR Mortgage Finance | B | 1,414 | 18.7% | 6.63% |
| United Shore Financial Services | B | 1,408 | 13.0% | 6.13% |
| Pike Creek Mortgage Services | B | 1,383 | 2.2% | 6.38% |
| Manufacturers and Traders Trust | C | 1,337 | 32.5% | 5.99% |
| Newrez | D | 1,127 | 18.4% | 6.50% |
| Del-One Federal Credit Union | D | 1,070 | 41.3% | 7.00% |
Frequently asked questions
Delaware: 144 applications in 2025, of which 101 were originated and 14 denied.
9.7% of all applications, or 12.2% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.
The median rate on loans American Pacific Mortgage originated in Delaware in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are American Pacific Mortgage's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology