Lennar Mortgage · Delaware · 2025

Lennar Mortgage in Delaware: approval rate, denial rate and rates (2025)

Lennar Mortgage took 630 mortgage applications in Delaware in 2025, ranking #21 of 540 lenders active in the state. It originated 71.3% of them and denied 8.7% (10.9% of the applications it decided), against a statewide denial rate of 18.2%.

630Applicationsin DE
10.9%Decision denial ratestate 22.7%
6.38%Median ratestate 6.63%
$335,000Median loanstate $245,000
$158MVolume3 counties

Lennar Mortgage in Delaware vs the state

8.7%Denial rate-9.43 pts vs state
10.9%Decision denial rate-11.88 pts vs state
71.3%Origination rate+12.08 pts vs state
6.38%Median rate-0.25 pts vs state
0.09Rate spread (pts)-0.18 pts vs state
$110kMedian applicant income
449Loans originated
55Denied

Trend in Delaware

YearApplicationsOriginatedDenial rateMedian rateRank in state
20233422568.8%6.38%#32
20244573537.2%6.50%#29
20256304498.7%6.38%#21

What Lennar Mortgage lends in Delaware

By loan purpose

Home purchase 628 100% · 8.8% denied
Refinance 1 0% · 0.0% denied
Cash-out refinance 1 0% · 0.0% denied

By loan type

Conventional 482 77% · 6.6% denied
FHA 87 14% · 20.7% denied
VA 58 9% · 6.9% denied
USDA / RHS 3 0% · 33.3% denied

Why it denied Delaware applicants

Debt-to-income ratio 29 53%
Credit history 16 29%
Unverifiable information 6 11%
Other 3 5%
Insufficient cash 1 2%

Where in Delaware

Counties with the most Lennar Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Sussex County 31122932 10.3%
New Castle County 18213115 8.2%
Kent County 137898 5.8%

Other large lenders in Delaware

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 2,38115.5%6.88%
Wilmington Savings Fund SocietyB 1,80116.6%7.25%
Citizens BankC 1,63329.3%7.65%
PNC BankD 1,49225.1%7.50%
NVR Mortgage FinanceB 1,41418.7%6.63%
United Shore Financial ServicesB 1,40813.0%6.13%
Pike Creek Mortgage ServicesB 1,3832.2%6.38%
Manufacturers and Traders TrustC 1,33732.5%5.99%
NewrezD 1,12718.4%6.50%
Del-One Federal Credit UnionD 1,07041.3%7.00%

Frequently asked questions

Delaware: 630 applications in 2025, of which 449 were originated and 55 denied.

8.7% of all applications, or 10.9% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.

The median rate on loans Lennar Mortgage originated in Delaware in 2025 was 6.38%, against a statewide median of 6.63%.

About this data. Figures are Lennar Mortgage's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology