Lakeview Loan Servicing · Delaware · 2025

Lakeview Loan Servicing in Delaware: approval rate, denial rate and rates (2025)

Lakeview Loan Servicing took 340 mortgage applications in Delaware in 2025, ranking #38 of 540 lenders active in the state. It originated 28.8% of them and denied 47.1% (55.0% of the applications it decided), against a statewide denial rate of 18.2%.

340Applicationsin DE
55.0%Decision denial ratestate 22.7%
6.75%Median ratestate 6.63%
$255,000Median loanstate $245,000
$22MVolume3 counties

Lakeview Loan Servicing in Delaware vs the state

47.1%Denial rate+28.90 pts vs state
55.0%Decision denial rate+32.25 pts vs state
28.8%Origination rate-30.37 pts vs state
6.75%Median rate+0.13 pts vs state
0.62Rate spread (pts)+0.35 pts vs state
$96kMedian applicant income
98Loans originated
160Denied

Trend in Delaware

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231523753.3%6.13%#59
20242655448.7%6.69%#41
20253409847.1%6.75%#38

What Lakeview Loan Servicing lends in Delaware

By loan purpose

Home purchase 15 4% · 20.0% denied
Refinance 144 42% · 35.4% denied
Cash-out refinance 86 25% · 67.4% denied
Other / HELOC 95 28% · 50.5% denied

By loan type

Conventional 160 47% · 40.6% denied
FHA 141 41% · 56.7% denied
VA 39 11% · 38.5% denied

Why it denied Delaware applicants

Incomplete application 81 51%
Credit history 27 17%
Debt-to-income ratio 26 16%
Other 23 14%
Employment history 1 1%
Insufficient cash 1 1%
Mortgage insurance denied 1 1%

Where in Delaware

Counties with the most Lakeview Loan Servicing applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
New Castle County 1785285 47.8%
Kent County 912544 48.4%
Sussex County 682030 44.1%

Other large lenders in Delaware

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 2,38115.5%6.88%
Wilmington Savings Fund SocietyB 1,80116.6%7.25%
Citizens BankC 1,63329.3%7.65%
PNC BankD 1,49225.1%7.50%
NVR Mortgage FinanceB 1,41418.7%6.63%
United Shore Financial ServicesB 1,40813.0%6.13%
Pike Creek Mortgage ServicesB 1,3832.2%6.38%
Manufacturers and Traders TrustC 1,33732.5%5.99%
NewrezD 1,12718.4%6.50%
Del-One Federal Credit UnionD 1,07041.3%7.00%

Frequently asked questions

Delaware: 340 applications in 2025, of which 98 were originated and 160 denied.

47.1% of all applications, or 55.0% of the applications it actually decided on. The Delaware statewide average across all lenders was 18.2%.

The median rate on loans Lakeview Loan Servicing originated in Delaware in 2025 was 6.75%, against a statewide median of 6.63%.

About this data. Figures are Lakeview Loan Servicing's own HMDA filing for properties located in Delaware, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology