Lakeview Loan Servicing · West Virginia · 2025

Lakeview Loan Servicing in West Virginia: approval rate, denial rate and rates (2025)

Lakeview Loan Servicing took 238 mortgage applications in West Virginia in 2025, ranking #52 of 565 lenders active in the state. It originated 40.3% of them and denied 33.2% (39.7% of the applications it decided), against a statewide denial rate of 21.2%.

238Applicationsin WV
39.7%Decision denial ratestate 26.7%
6.63%Median ratestate 6.62%
$175,000Median loanstate $145,000
$19MVolume37 counties

Lakeview Loan Servicing in West Virginia vs the state

33.2%Denial rate+12.00 pts vs state
39.7%Decision denial rate+13.04 pts vs state
40.3%Origination rate-14.45 pts vs state
6.63%Median rate0.00 pts vs state
0.57Rate spread (pts)+0.16 pts vs state
$94kMedian applicant income
96Loans originated
79Denied

Trend in West Virginia

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231292660.5%6.25%#72
20241905647.4%6.75%#53
20252389633.2%6.63%#52

What Lakeview Loan Servicing lends in West Virginia

By loan purpose

Home purchase 9 4% · 0.0% denied
Refinance 86 36% · 33.7% denied
Cash-out refinance 67 28% · 29.9% denied
Other / HELOC 76 32% · 39.5% denied

By loan type

Conventional 112 47% · 35.7% denied
FHA 83 35% · 32.5% denied
VA 43 18% · 27.9% denied

Why it denied West Virginia applicants

Incomplete application 51 65%
Credit history 17 22%
Other 4 5%
Debt-to-income ratio 4 5%
Collateral 2 3%
Employment history 1 1%

Where in West Virginia

Counties with the most Lakeview Loan Servicing applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Berkeley County 632724 38.1%
Jefferson County 30128 26.7%
Kanawha County 1758 47.1%
Wood County 1693 18.8%
Cabell County 1344 30.8%
Morgan County 1256 50.0%
Raleigh County 841 12.5%
Putnam County 751 14.3%
Greenbrier County 642 33.3%
Harrison County 530 0.0%

Other large lenders in West Virginia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 3,61523.0%6.88%
Vanderbilt Mortgage and FinanceF 3,21438.5%9.99%
City National Bank of West VirginiaC 2,87025.0%6.29%
The Huntington National BankD 2,19428.1%7.00%
Truist BankC 1,77631.1%6.63%
Loandepot.ComD 1,62418.7%6.58%
Mortgage Research CenterC 1,59217.4%6.25%
WesBanco BankB 1,47516.7%6.01%
Movement MortgageA 1,1675.4%6.63%
Crosscountry MortgageB 1,1404.0%6.58%

Frequently asked questions

West Virginia: 238 applications in 2025, of which 96 were originated and 79 denied.

33.2% of all applications, or 39.7% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.

The median rate on loans Lakeview Loan Servicing originated in West Virginia in 2025 was 6.63%, against a statewide median of 6.62%.

About this data. Figures are Lakeview Loan Servicing's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology