Amerihome Mortgage Company · West Virginia · 2025

Amerihome Mortgage Company in West Virginia: approval rate, denial rate and rates (2025)

Amerihome Mortgage Company took 62 mortgage applications in West Virginia in 2025, ranking #119 of 565 lenders active in the state. It originated 27.4% of them and denied 17.7% (39.3% of the applications it decided), against a statewide denial rate of 21.2%.

62Applicationsin WV
39.3%Decision denial ratestate 26.7%
6.38%Median ratestate 6.62%
$265,000Median loanstate $145,000
$4.7MVolume23 counties

Amerihome Mortgage Company in West Virginia vs the state

17.7%Denial rate-3.45 pts vs state
39.3%Decision denial rate+12.63 pts vs state
27.4%Origination rate-27.37 pts vs state
6.38%Median rate-0.25 pts vs state
0.26Rate spread (pts)-0.14 pts vs state
$93kMedian applicant income
17Loans originated
11Denied

Trend in West Virginia

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231337.7%5.63%#218
2024441318.2%6.13%#145
2025621717.7%6.38%#119

What Amerihome Mortgage Company lends in West Virginia

By loan purpose

Home purchase 6 10% · 33.3% denied
Refinance 53 85% · 15.1% denied
Cash-out refinance 3 5% · 33.3% denied

By loan type

Conventional 7 11% · 42.9% denied
FHA 45 73% · 17.8% denied
VA 10 16% · 0.0% denied

Why it denied West Virginia applicants

Debt-to-income ratio 4 36%
Credit history 3 27%
Unverifiable information 2 18%
Insufficient cash 1 9%
Other 1 9%

Where in West Virginia

Counties with the most Amerihome Mortgage Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Berkeley County 2075 25.0%
Greenbrier County 411 25.0%
Jefferson County 420 0.0%
Mineral County 421 25.0%
Kanawha County 410 0.0%
Putnam County 300 0.0%
Harrison County 210 0.0%
Raleigh County 200 0.0%
Monongalia County 201 50.0%
Marshall County 210 0.0%

Other large lenders in West Virginia

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 3,61523.0%6.88%
Vanderbilt Mortgage and FinanceF 3,21438.5%9.99%
City National Bank of West VirginiaC 2,87025.0%6.29%
The Huntington National BankD 2,19428.1%7.00%
Truist BankC 1,77631.1%6.63%
Loandepot.ComD 1,62418.7%6.58%
Mortgage Research CenterC 1,59217.4%6.25%
WesBanco BankB 1,47516.7%6.01%
Movement MortgageA 1,1675.4%6.63%
Crosscountry MortgageB 1,1404.0%6.58%

Frequently asked questions

West Virginia: 62 applications in 2025, of which 17 were originated and 11 denied.

17.7% of all applications, or 39.3% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.

The median rate on loans Amerihome Mortgage Company originated in West Virginia in 2025 was 6.38%, against a statewide median of 6.62%.

About this data. Figures are Amerihome Mortgage Company's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology