Ranked by the dollar value of loans originated. Volume is not quality, but it does tell you who is set up to close at scale.
| # | Lender | Grade | Dollar volume | Applications | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Rocket MortgagePlymouth, MI | C | $2.7B | 12,806 | 16.8% | 6.63% |
| 2 | United Shore Financial ServicesPlymouth, MI | B | $2.5B | 9,307 | 16.0% | 6.13% |
| 3 | First Home MortgageBaltimore, MD | B | $1.4B | 4,496 | 2.1% | 6.63% |
| 4 | Navy Federal Credit UnionVienna, VA | D | $1.1B | 11,436 | 23.0% | 8.00% |
| 5 | Truist BankCharlotte, NC | C | $1.1B | 6,559 | 34.9% | 6.49% |
| 6 | NVR Mortgage FinanceReston, VA | B | $943M | 2,739 | 19.7% | 6.25% |
| 7 | Freedom MortgageBoca Raton, FL | B | $907M | 5,078 | 7.2% | 6.25% |
| 8 | NFMLinthicum, MD | A | $883M | 2,831 | 1.4% | 6.63% |
| 9 | Pennymac Loan ServicesWestlake Village, CA | C | $829M | 5,411 | 12.4% | 6.49% |
| 10 | Manufacturers and Traders TrustBuffalo, NY | C | $776M | 5,497 | 32.0% | 5.99% |
| 11 | Crosscountry MortgageCleveland, OH | B | $730M | 2,741 | 4.3% | 6.63% |
| 12 | Bank of AmericaCharlotte, NC | F | $709M | 6,051 | 35.8% | 6.24% |
| 13 | JPMorgan Chase BankColumbus, OH | B | $659M | 1,864 | 7.8% | 6.49% |
| 14 | Mortgage Research CenterColumbia, MO | C | $625M | 3,351 | 19.2% | 6.13% |
| 15 | Towne BankPortsmouth, VA | B | $607M | 1,990 | 2.8% | 6.50% |
| 16 | NewrezWilmington, DE | D | $604M | 5,739 | 21.0% | 6.63% |
| 17 | First National Bank of PennsylvaniaHermitage, PA | B | $575M | 2,690 | 24.6% | 6.49% |
| 18 | Prosperity Home MortgageFairfax, VA | A | $558M | 1,767 | 6.3% | 6.63% |
| 19 | First Heritage MortgageFairfax, VA | A | $554M | 1,521 | 3.4% | 6.38% |
| 20 | CMG MortgageSan Ramon, CA | A | $508M | 1,851 | 2.0% | 6.50% |
| 21 | Walker & DunlopBethesda, MD | C | $501M | 14 | 7.1% | 5.59% |
| 22 | PNC BankWilmington, DE | D | $495M | 5,582 | 28.0% | 7.41% |
| 23 | State Employees Credit Union of MarylandLinthicum, MD | D | $486M | 5,624 | 44.6% | 6.25% |
| 24 | Primary Residential MortgageSalt Lake City, UT | C | $473M | 2,004 | 3.8% | 6.63% |
| 25 | Fairway Independent MortgageMadison, WI | B | $460M | 1,526 | 4.8% | 6.63% |
| 26 | Shore United BankEaston, MD | C | $417M | 1,485 | 13.8% | 6.50% |
| 27 | Direct Mortgage LoansHunt Valley, MD | B | $414M | 1,449 | 1.6% | 6.63% |
| 28 | Guaranteed RateChicago, IL | B | $406M | 1,515 | 6.1% | 6.38% |
| 29 | Atlantic Union BankGlen Allen, VA | C | $383M | 1,768 | 15.8% | 6.63% |
| 30 | Embrace Home LoansMiddletown, RI | A | $366M | 1,170 | 6.3% | 6.63% |
| 31 | Guild MortgageSan Diego, CA | A | $361M | 1,314 | 4.5% | 6.50% |
| 32 | Movement MortgageLancaster, SC | A | $347M | 1,486 | 5.5% | 6.63% |
| 33 | CitibankSioux Falls, SD | B | $345M | 755 | 15.5% | 6.13% |
| 34 | Loandepot.ComIrvine, CA | D | $334M | 2,210 | 22.8% | 6.63% |
| 35 | TOWER Federal Credit UnionLaurel, MD | C | $330M | 2,733 | 25.5% | 7.00% |
| 36 | Lennar MortgageMiami, FL | A | $320M | 1,008 | 7.1% | 6.38% |
| 37 | Dhi Mortgage CompanyArlington, TX | B | $312M | 1,140 | 13.8% | 5.50% |
| 38 | Wells Fargo BankCharlotte, NC | B | $302M | 1,307 | 16.4% | 6.38% |
| 39 | Meridian BankMalvern, PA | B | $295M | 1,135 | 3.9% | 6.50% |
| 40 | First Savings MortgageMclean, VA | A | $289M | 569 | 0.7% | 6.50% |
| 41 | Atlantic Coast MortgageFairfax, VA | A | $274M | 749 | 1.5% | 6.63% |
| 42 | Fulton BankLancaster, PA | C | $269M | 1,167 | 18.3% | 6.49% |
| 43 | Nationstar MortgageCoppell, TX | C | $267M | 1,915 | 15.4% | 7.88% |
| 44 | United BankVienna, VA | C | $258M | 457 | 14.7% | 6.15% |
| 45 | Vellum MortgageFairfax, VA | A | $237M | 655 | 2.6% | 6.63% |
| 46 | Bay Capital MortgageAnnapolis, MD | B | $235M | 739 | 7.3% | 6.49% |
| 47 | LowerColumbia, MD | C | $226M | 942 | 11.3% | 6.63% |
| 48 | Guaranteed Rate AffinityChicago, IL | A | $223M | 718 | 3.1% | 6.58% |
| 49 | Citizens BankProvidence, RI | C | $221M | 1,457 | 32.8% | 8.40% |
| 50 | DAS Acquisition CompanySt. Louis, MO | B | $219M | 536 | 1.3% | 6.50% |
Ordered by the dollar value of loans originated in 2025 in the state. All figures come from the lenders' own HMDA filings. Full methodology.
