Dhi Mortgage Company in Maryland vs the state
13.8%Denial rate-5.03 pts vs state
17.4%Decision denial rate-6.69 pts vs state
64.4%Origination rate+8.68 pts vs state
5.50%Median rate-1.13 pts vs state
-0.62Rate spread (pts)-0.87 pts vs state
$124kMedian applicant income
734Loans originated
157Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 795 | 594 | 8.8% | 5.88% | #51 |
| 2024 | 1,001 | 763 | 11.6% | 5.50% | #52 |
| 2025 | 1,140 | 734 | 13.8% | 5.50% | #49 |
What Dhi Mortgage Company lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Dhi Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Charles County | 272 | 175 | 33 | 12.1% |
| Harford County | 188 | 128 | 22 | 11.7% |
| Prince George's County | 172 | 119 | 19 | 11.0% |
| Wicomico County | 136 | 80 | 39 | 28.7% |
| Frederick County | 84 | 53 | 3 | 3.6% |
| Baltimore County | 70 | 44 | 10 | 14.3% |
| Caroline County | 69 | 34 | 19 | 27.5% |
| Cecil County | 40 | 31 | 3 | 7.5% |
| Howard County | 37 | 22 | 0 | 0.0% |
| St. Mary's County | 28 | 21 | 2 | 7.1% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 1,140 applications in 2025, of which 734 were originated and 157 denied.
13.8% of all applications, or 17.4% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Dhi Mortgage Company originated in Maryland in 2025 was 5.50%, against a statewide median of 6.63%.
About this data. Figures are Dhi Mortgage Company's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology