Largest lenders in Prince George's County
| # | Lender | Grade | Applications | Originated | Denial rate | Median rate |
|---|---|---|---|---|---|---|
| 1 | Navy Federal Credit Union | D | 2,850 | 1,106 | 27.9% | 8.50% |
| 2 | Rocket Mortgage | C | 2,241 | 1,500 | 20.7% | 6.63% |
| 3 | United Shore Financial Services | B | 1,894 | 1,111 | 21.9% | 6.13% |
| 4 | Newrez | D | 1,250 | 298 | 26.2% | 6.63% |
| 5 | Freedom Mortgage | B | 1,044 | 406 | 7.4% | 6.25% |
| 6 | Pennymac Loan Services | C | 956 | 410 | 13.5% | 6.38% |
| 7 | Bank of America | F | 901 | 246 | 47.4% | 6.24% |
| 8 | Truist Bank | C | 874 | 323 | 43.8% | 6.75% |
| 9 | NVR Mortgage Finance | B | 873 | 632 | 20.5% | 6.13% |
| 10 | Spring Eq | D | 682 | 182 | 55.9% | 9.85% |
| 11 | Mortgage Research Center | C | 636 | 252 | 20.8% | 5.99% |
| 12 | PNC Bank | D | 590 | 234 | 39.5% | 7.19% |
| 13 | First Heritage Mortgage | A | 580 | 429 | 4.7% | 6.25% |
| 14 | State Employees Credit Union of Maryland | D | 505 | 160 | 59.4% | 6.50% |
| 15 | Broker Solutions | D | 494 | 105 | 14.4% | 6.63% |
| 16 | Loandepot.Com | D | 494 | 246 | 20.7% | 6.63% |
| 17 | Carrington Mortgage Services | D | 452 | 92 | 58.9% | 6.63% |
| 18 | First Home Mortgage | B | 415 | 301 | 5.8% | 6.63% |
| 19 | AmeriSave Mortgage | D | 405 | 111 | 54.3% | 8.25% |
| 20 | Crosscountry Mortgage | B | 404 | 237 | 5.7% | 6.63% |
| 21 | Pentagon Federal Credit Union | F | 380 | 118 | 44.2% | 7.63% |
| 22 | Nationstar Mortgage | C | 369 | 233 | 17.9% | 8.38% |
| 23 | Coastal Community Bank | C | 364 | 92 | 0.3% | 9.99% |
| 24 | JPMorgan Chase Bank | B | 333 | 211 | 4.5% | 6.49% |
| 25 | Manufacturers and Traders Trust | C | 328 | 129 | 52.4% | 5.99% |
Best approval odds in Prince George's County
Lowest decision denial rate among lenders that decided at least 50 applications here in 2025.
| # | Lender | Decided | Decision denial rate |
|---|---|---|---|
| 1 | Coastal Community Bank | 243 | 0.4% |
| 2 | Atlantic Coast Mortgage | 87 | 2.3% |
| 3 | NFM | 235 | 3.4% |
| 4 | Lennar Mortgage | 85 | 4.7% |
| 5 | CMG Mortgage | 164 | 5.5% |
| 6 | Vellum Mortgage | 90 | 5.6% |
| 7 | First Heritage Mortgage | 460 | 5.9% |
| 8 | DAS Acquisition Company | 51 | 5.9% |
| 9 | Paramount Residential Mortgage Group | 67 | 6.0% |
| 10 | Fidelity Direct Mortgage | 128 | 6.3% |
What Prince George's County borrowers applied for
By loan purpose
By loan type
Why applications were denied
Prince George's County by year
| Year | Applications | Originated | Denial rate | Median rate | Median loan |
|---|---|---|---|---|---|
| 2023 | 29,736 | 14,261 | 26.2% | 6.75% | $285,000 |
| 2024 | 34,172 | 16,902 | 24.6% | 6.75% | $295,000 |
| 2025 | 35,942 | 17,066 | 23.3% | 6.63% | $305,000 |
Frequently asked questions
23.3% of applications in Prince George's County were denied in 2025, against 18.8% statewide in Maryland.
Navy Federal Credit Union, with 2,850 applications in 2025 and a denial rate of 27.9%.
The median mortgage application in Prince George's County in 2025 was for $305,000; the median property value on originated loans was $475,000.