AmeriSave Mortgage in Maryland vs the state
56.5%Denial rate+37.66 pts vs state
64.9%Decision denial rate+40.79 pts vs state
29.2%Origination rate-26.48 pts vs state
8.50%Median rate+1.88 pts vs state
2.64Rate spread (pts)+2.40 pts vs state
$90kMedian applicant income
572Loans originated
1,105Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,993 | 291 | 23.9% | 6.25% | #22 |
| 2024 | 2,309 | 381 | 69.1% | 9.63% | #19 |
| 2025 | 1,957 | 572 | 56.5% | 8.50% | #26 |
What AmeriSave Mortgage lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 405 | 111 | 220 | 54.3% |
| Baltimore County | 244 | 80 | 133 | 54.5% |
| Baltimore city | 190 | 42 | 119 | 62.6% |
| Montgomery County | 183 | 50 | 102 | 55.7% |
| Anne Arundel County | 176 | 66 | 90 | 51.1% |
| Frederick County | 82 | 26 | 44 | 53.7% |
| Howard County | 76 | 18 | 41 | 53.9% |
| Harford County | 76 | 23 | 39 | 51.3% |
| Charles County | 73 | 22 | 41 | 56.2% |
| Washington County | 52 | 13 | 32 | 61.5% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 1,957 applications in 2025, of which 572 were originated and 1,105 denied.
56.5% of all applications, or 64.9% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans AmeriSave Mortgage originated in Maryland in 2025 was 8.50%, against a statewide median of 6.63%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology