Rocket Mortgage in Maryland vs the state
16.8%Denial rate-2.04 pts vs state
18.2%Decision denial rate-5.96 pts vs state
72.6%Origination rate+16.87 pts vs state
6.63%Median rate0.00 pts vs state
0.48Rate spread (pts)+0.23 pts vs state
$120kMedian applicant income
9,294Loans originated
2,146Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7,796 | 5,696 | 16.8% | 6.75% | #2 |
| 2024 | 10,247 | 7,694 | 15.7% | 6.63% | #2 |
| 2025 | 12,806 | 9,294 | 16.8% | 6.63% | #1 |
What Rocket Mortgage lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Rocket Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 2,241 | 1,500 | 463 | 20.7% |
| Baltimore County | 1,613 | 1,143 | 301 | 18.7% |
| Montgomery County | 1,571 | 1,166 | 246 | 15.7% |
| Anne Arundel County | 1,295 | 1,002 | 162 | 12.5% |
| Baltimore city | 873 | 538 | 230 | 26.3% |
| Frederick County | 735 | 599 | 64 | 8.7% |
| Howard County | 631 | 477 | 88 | 13.9% |
| Harford County | 549 | 424 | 75 | 13.7% |
| Charles County | 546 | 386 | 96 | 17.6% |
| Carroll County | 416 | 337 | 46 | 11.1% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
| Freedom Mortgage | B | 5,078 | 7.2% | 6.25% |
Frequently asked questions
Maryland: 12,806 applications in 2025, of which 9,294 were originated and 2,146 denied.
16.8% of all applications, or 18.2% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Rocket Mortgage originated in Maryland in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Rocket Mortgage's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology