Truist Bank in Maryland vs the state
34.9%Denial rate+16.05 pts vs state
39.7%Decision denial rate+15.61 pts vs state
49.5%Origination rate-6.24 pts vs state
6.49%Median rate-0.13 pts vs state
-0.15Rate spread (pts)-0.40 pts vs state
$125kMedian applicant income
3,245Loans originated
2,286Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6,651 | 3,223 | 36.1% | 7.10% | #4 |
| 2024 | 6,456 | 3,020 | 39.5% | 7.34% | #4 |
| 2025 | 6,559 | 3,245 | 34.9% | 6.49% | #4 |
What Truist Bank lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Truist Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 1,427 | 795 | 418 | 29.3% |
| Prince George's County | 874 | 323 | 383 | 43.8% |
| Baltimore County | 652 | 273 | 248 | 38.0% |
| Anne Arundel County | 632 | 311 | 221 | 35.0% |
| Frederick County | 527 | 283 | 170 | 32.3% |
| Howard County | 402 | 222 | 118 | 29.4% |
| Baltimore city | 340 | 131 | 162 | 47.6% |
| Carroll County | 337 | 197 | 85 | 25.2% |
| Washington County | 227 | 121 | 78 | 34.4% |
| Charles County | 196 | 82 | 82 | 41.8% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
| Freedom Mortgage | B | 5,078 | 7.2% | 6.25% |
Frequently asked questions
Maryland: 6,559 applications in 2025, of which 3,245 were originated and 2,286 denied.
34.9% of all applications, or 39.7% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Truist Bank originated in Maryland in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Truist Bank's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology