Coastal Community Bank in Maryland vs the state
1.2%Denial rate-17.64 pts vs state
1.6%Decision denial rate-22.52 pts vs state
24.1%Origination rate-31.62 pts vs state
10.49%Median rate+3.87 pts vs state
3.45Rate spread (pts)+3.20 pts vs state
$150kMedian applicant income
560Loans originated
27Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 449 | 123 | 1.6% | 11.99% | #89 |
| 2025 | 2,325 | 560 | 1.2% | 10.49% | #21 |
What Coastal Community Bank lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Coastal Community Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 364 | 92 | 1 | 0.3% |
| Baltimore County | 313 | 76 | 10 | 3.2% |
| Montgomery County | 291 | 57 | 3 | 1.0% |
| Anne Arundel County | 278 | 65 | 4 | 1.4% |
| Frederick County | 155 | 38 | 2 | 1.3% |
| Baltimore city | 118 | 26 | 0 | 0.0% |
| Howard County | 118 | 30 | 0 | 0.0% |
| Harford County | 115 | 25 | 1 | 0.9% |
| Charles County | 92 | 29 | 2 | 2.2% |
| Carroll County | 89 | 25 | 0 | 0.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 2,325 applications in 2025, of which 560 were originated and 27 denied.
1.2% of all applications, or 1.6% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Coastal Community Bank originated in Maryland in 2025 was 10.49%, against a statewide median of 6.63%.
About this data. Figures are Coastal Community Bank's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology