Nationstar Mortgage · Maryland · 2025

Nationstar Mortgage in Maryland: approval rate, denial rate and rates (2025)

Nationstar Mortgage took 1,915 mortgage applications in Maryland in 2025, ranking #27 of 810 lenders active in the state. It originated 65.6% of them and denied 15.4% (18.5% of the applications it decided), against a statewide denial rate of 18.8%.

1.9kApplicationsin MD
18.5%Decision denial ratestate 24.1%
7.88%Median ratestate 6.63%
$135,000Median loanstate $265,000
$267MVolume24 counties

Nationstar Mortgage in Maryland vs the state

15.4%Denial rate-3.45 pts vs state
18.5%Decision denial rate-5.60 pts vs state
65.6%Origination rate+9.93 pts vs state
7.88%Median rate+1.25 pts vs state
2.53Rate spread (pts)+2.29 pts vs state
$122kMedian applicant income
1,257Loans originated
294Denied

Trend in Maryland

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,00663716.7%6.25%#45
20241,6411,06215.2%7.63%#31
20251,9151,25715.4%7.88%#27

What Nationstar Mortgage lends in Maryland

By loan purpose

Home purchase 132 7% · 8.3% denied
Refinance 321 17% · 12.8% denied
Cash-out refinance 500 26% · 16.4% denied
Home improvement 194 10% · 16.0% denied
Other / HELOC 768 40% · 16.8% denied

By loan type

Conventional 1,531 80% · 14.7% denied
FHA 283 15% · 21.9% denied
VA 101 5% · 6.9% denied

Why it denied Maryland applicants

Debt-to-income ratio 81 28%
Collateral 71 24%
Other 53 18%
Incomplete application 33 11%
Credit history 23 8%
Unverifiable information 20 7%
Insufficient cash 7 2%
Employment history 6 2%

Where in Maryland

Counties with the most Nationstar Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Prince George's County 36923366 17.9%
Baltimore County 22713940 17.6%
Montgomery County 22113837 16.7%
Anne Arundel County 19813430 15.2%
Baltimore city 1377833 24.1%
Frederick County 1268817 13.5%
Howard County 926013 14.1%
Harford County 90659 10.0%
Charles County 80489 11.3%
Carroll County 73529 12.3%

Other large lenders in Maryland

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 12,80616.8%6.63%
Navy Federal Credit UnionD 11,43623.0%8.00%
United Shore Financial ServicesB 9,30716.0%6.13%
Truist BankC 6,55934.9%6.49%
Bank of AmericaF 6,05135.8%6.24%
NewrezD 5,73921.0%6.63%
State Employees Credit Union of MarylandD 5,62444.6%6.25%
PNC BankD 5,58228.0%7.41%
Manufacturers and Traders TrustC 5,49732.0%5.99%
Pennymac Loan ServicesC 5,41112.4%6.49%

Frequently asked questions

Maryland: 1,915 applications in 2025, of which 1,257 were originated and 294 denied.

15.4% of all applications, or 18.5% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.

The median rate on loans Nationstar Mortgage originated in Maryland in 2025 was 7.88%, against a statewide median of 6.63%.

About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology