CMG Mortgage in Maryland vs the state
2.0%Denial rate-16.80 pts vs state
2.6%Decision denial rate-21.56 pts vs state
68.9%Origination rate+13.17 pts vs state
6.50%Median rate-0.13 pts vs state
0.11Rate spread (pts)-0.14 pts vs state
$138kMedian applicant income
1,275Loans originated
37Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,122 | 830 | 4.0% | 6.63% | #43 |
| 2024 | 1,480 | 1,050 | 3.7% | 6.63% | #33 |
| 2025 | 1,851 | 1,275 | 2.0% | 6.50% | #29 |
What CMG Mortgage lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most CMG Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baltimore County | 292 | 188 | 6 | 2.1% |
| Prince George's County | 207 | 130 | 9 | 4.3% |
| Baltimore city | 189 | 130 | 3 | 1.6% |
| Worcester County | 167 | 131 | 2 | 1.2% |
| Anne Arundel County | 157 | 113 | 2 | 1.3% |
| Wicomico County | 157 | 116 | 1 | 0.6% |
| Frederick County | 106 | 77 | 1 | 0.9% |
| Montgomery County | 97 | 73 | 0 | 0.0% |
| Harford County | 71 | 54 | 1 | 1.4% |
| Howard County | 62 | 41 | 2 | 3.2% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 1,851 applications in 2025, of which 1,275 were originated and 37 denied.
2.0% of all applications, or 2.6% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans CMG Mortgage originated in Maryland in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are CMG Mortgage's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology