JPMorgan Chase Bank in Maryland vs the state
7.8%Denial rate-10.97 pts vs state
10.7%Decision denial rate-13.48 pts vs state
64.1%Origination rate+8.40 pts vs state
6.49%Median rate-0.13 pts vs state
0.00Rate spread (pts)-0.24 pts vs state
$144kMedian applicant income
1,195Loans originated
146Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,095 | 797 | 5.9% | 6.50% | #44 |
| 2024 | 1,849 | 1,275 | 6.7% | 6.50% | #26 |
| 2025 | 1,864 | 1,195 | 7.8% | 6.49% | #28 |
What JPMorgan Chase Bank lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most JPMorgan Chase Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 473 | 310 | 31 | 6.6% |
| Prince George's County | 333 | 211 | 15 | 4.5% |
| Baltimore city | 240 | 161 | 23 | 9.6% |
| Baltimore County | 196 | 134 | 17 | 8.7% |
| Howard County | 154 | 87 | 7 | 4.5% |
| Anne Arundel County | 136 | 91 | 14 | 10.3% |
| Frederick County | 63 | 33 | 10 | 15.9% |
| Charles County | 40 | 29 | 2 | 5.0% |
| Harford County | 34 | 23 | 1 | 2.9% |
| Worcester County | 24 | 15 | 4 | 16.7% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 1,864 applications in 2025, of which 1,195 were originated and 146 denied.
7.8% of all applications, or 10.7% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans JPMorgan Chase Bank originated in Maryland in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are JPMorgan Chase Bank's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology