Crosscountry Mortgage in Maryland vs the state
4.3%Denial rate-14.53 pts vs state
6.1%Decision denial rate-17.99 pts vs state
64.3%Origination rate+8.61 pts vs state
6.63%Median rate0.00 pts vs state
0.39Rate spread (pts)+0.15 pts vs state
$127kMedian applicant income
1,763Loans originated
117Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,598 | 872 | 1.9% | 6.75% | #28 |
| 2024 | 1,783 | 1,114 | 2.9% | 6.63% | #29 |
| 2025 | 2,741 | 1,763 | 4.3% | 6.63% | #16 |
What Crosscountry Mortgage lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Crosscountry Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 404 | 237 | 23 | 5.7% |
| Montgomery County | 373 | 259 | 13 | 3.5% |
| Baltimore County | 319 | 210 | 12 | 3.8% |
| Baltimore city | 318 | 191 | 6 | 1.9% |
| Anne Arundel County | 270 | 181 | 6 | 2.2% |
| Frederick County | 185 | 119 | 11 | 5.9% |
| Harford County | 163 | 110 | 10 | 6.1% |
| Charles County | 122 | 80 | 4 | 3.3% |
| Howard County | 110 | 76 | 6 | 5.5% |
| Washington County | 77 | 48 | 6 | 7.8% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 2,741 applications in 2025, of which 1,763 were originated and 117 denied.
4.3% of all applications, or 6.1% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Crosscountry Mortgage originated in Maryland in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Crosscountry Mortgage's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology