Loandepot.Com in Maryland vs the state
22.8%Denial rate+3.96 pts vs state
30.3%Decision denial rate+6.15 pts vs state
50.3%Origination rate-5.44 pts vs state
6.63%Median rate0.00 pts vs state
0.45Rate spread (pts)+0.20 pts vs state
$105kMedian applicant income
1,111Loans originated
503Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,331 | 672 | 29.0% | 6.25% | #34 |
| 2024 | 1,957 | 911 | 26.0% | 6.58% | #23 |
| 2025 | 2,210 | 1,111 | 22.8% | 6.63% | #23 |
What Loandepot.Com lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Loandepot.Com applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 494 | 246 | 102 | 20.6% |
| Baltimore County | 273 | 128 | 91 | 33.3% |
| Montgomery County | 228 | 122 | 43 | 18.9% |
| Anne Arundel County | 218 | 133 | 29 | 13.3% |
| Baltimore city | 170 | 68 | 59 | 34.7% |
| Charles County | 127 | 77 | 24 | 18.9% |
| Frederick County | 114 | 62 | 19 | 16.7% |
| Howard County | 92 | 43 | 17 | 18.5% |
| Harford County | 76 | 38 | 18 | 23.7% |
| Washington County | 55 | 27 | 11 | 20.0% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 2,210 applications in 2025, of which 1,111 were originated and 503 denied.
22.8% of all applications, or 30.3% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Loandepot.Com originated in Maryland in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Loandepot.Com's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology