Carrington Mortgage Services in Maryland vs the state
51.7%Denial rate+32.90 pts vs state
60.9%Decision denial rate+36.80 pts vs state
24.9%Origination rate-30.85 pts vs state
6.87%Median rate+0.25 pts vs state
0.93Rate spread (pts)+0.68 pts vs state
$107kMedian applicant income
402Loans originated
836Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,388 | 332 | 53.6% | 6.63% | #32 |
| 2024 | 1,326 | 344 | 48.9% | 6.63% | #39 |
| 2025 | 1,617 | 402 | 51.7% | 6.87% | #33 |
What Carrington Mortgage Services lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Carrington Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 452 | 92 | 266 | 58.8% |
| Baltimore County | 208 | 52 | 108 | 51.9% |
| Anne Arundel County | 159 | 40 | 74 | 46.5% |
| Baltimore city | 152 | 34 | 82 | 53.9% |
| Montgomery County | 130 | 31 | 64 | 49.2% |
| Charles County | 108 | 27 | 54 | 50.0% |
| Frederick County | 60 | 16 | 31 | 51.7% |
| Harford County | 47 | 18 | 21 | 44.7% |
| Carroll County | 42 | 12 | 18 | 42.9% |
| Washington County | 35 | 14 | 13 | 37.1% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 1,617 applications in 2025, of which 402 were originated and 836 denied.
51.7% of all applications, or 60.9% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Carrington Mortgage Services originated in Maryland in 2025 was 6.87%, against a statewide median of 6.63%.
About this data. Figures are Carrington Mortgage Services's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology