Broker Solutions in Maryland vs the state
12.9%Denial rate-5.94 pts vs state
31.3%Decision denial rate+7.15 pts vs state
27.3%Origination rate-28.38 pts vs state
6.75%Median rate+0.13 pts vs state
0.72Rate spread (pts)+0.48 pts vs state
$102kMedian applicant income
614Loans originated
289Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 936 | 311 | 10.2% | 6.75% | #48 |
| 2024 | 2,087 | 545 | 16.5% | 6.99% | #21 |
| 2025 | 2,247 | 614 | 12.9% | 6.75% | #22 |
What Broker Solutions lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Broker Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 494 | 105 | 71 | 14.4% |
| Baltimore County | 303 | 88 | 31 | 10.2% |
| Baltimore city | 235 | 63 | 38 | 16.2% |
| Anne Arundel County | 189 | 52 | 19 | 10.1% |
| Montgomery County | 181 | 50 | 22 | 12.2% |
| Frederick County | 113 | 30 | 13 | 11.5% |
| Charles County | 103 | 31 | 10 | 9.7% |
| Howard County | 84 | 29 | 9 | 10.7% |
| Washington County | 83 | 29 | 13 | 15.7% |
| Harford County | 72 | 27 | 10 | 13.9% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 2,247 applications in 2025, of which 614 were originated and 289 denied.
12.9% of all applications, or 31.3% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Broker Solutions originated in Maryland in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Broker Solutions's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology