Paramount Residential Mortgage Group · Maryland · 2025

Paramount Residential Mortgage Group in Maryland: approval rate, denial rate and rates (2025)

Paramount Residential Mortgage Group took 591 mortgage applications in Maryland in 2025, ranking #77 of 810 lenders active in the state. It originated 57.0% of them and denied 3.4% (5.6% of the applications it decided), against a statewide denial rate of 18.8%.

591Applicationsin MD
5.6%Decision denial ratestate 24.1%
6.63%Median ratestate 6.63%
$335,000Median loanstate $265,000
$122MVolume20 counties

Paramount Residential Mortgage Group in Maryland vs the state

3.4%Denial rate-15.42 pts vs state
5.6%Decision denial rate-18.53 pts vs state
57.0%Origination rate+1.31 pts vs state
6.63%Median rate0.00 pts vs state
0.56Rate spread (pts)+0.32 pts vs state
$109kMedian applicant income
337Loans originated
20Denied

Trend in Maryland

YearApplicationsOriginatedDenial rateMedian rateRank in state
20235423136.6%6.99%#76
20244952634.9%6.88%#85
20255913373.4%6.63%#77

What Paramount Residential Mortgage Group lends in Maryland

By loan purpose

Home purchase 453 77% · 3.3% denied
Refinance 61 10% · 4.9% denied
Cash-out refinance 61 10% · 3.3% denied
Home improvement 12 2% · 0.0% denied
Other / HELOC 4 1% · 0.0% denied

By loan type

Conventional 309 52% · 3.6% denied
FHA 238 40% · 2.5% denied
VA 39 7% · 7.7% denied
USDA / RHS 5 1% · 0.0% denied

Why it denied Maryland applicants

Debt-to-income ratio 8 40%
Credit history 4 20%
Employment history 4 20%
Insufficient cash 2 10%
Collateral 1 5%
Unverifiable information 1 5%

Where in Maryland

Counties with the most Paramount Residential Mortgage Group applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Baltimore city 152826 3.9%
Prince George's County 122634 3.3%
Baltimore County 99473 3.0%
Montgomery County 34232 5.9%
Charles County 32211 3.1%
Harford County 27180 0.0%
Anne Arundel County 27200 0.0%
Calvert County 16130 0.0%
Howard County 16111 6.3%
Frederick County 16112 12.5%

Other large lenders in Maryland

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 12,80616.8%6.63%
Navy Federal Credit UnionD 11,43623.0%8.00%
United Shore Financial ServicesB 9,30716.0%6.13%
Truist BankC 6,55934.9%6.49%
Bank of AmericaF 6,05135.8%6.24%
NewrezD 5,73921.0%6.63%
State Employees Credit Union of MarylandD 5,62444.6%6.25%
PNC BankD 5,58228.0%7.41%
Manufacturers and Traders TrustC 5,49732.0%5.99%
Pennymac Loan ServicesC 5,41112.4%6.49%

Frequently asked questions

Maryland: 591 applications in 2025, of which 337 were originated and 20 denied.

3.4% of all applications, or 5.6% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.

The median rate on loans Paramount Residential Mortgage Group originated in Maryland in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Paramount Residential Mortgage Group's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology