Movement Mortgage · Maryland · 2025

Movement Mortgage in Maryland: approval rate, denial rate and rates (2025)

Movement Mortgage took 1,486 mortgage applications in Maryland in 2025, ranking #37 of 810 lenders active in the state. It originated 68.8% of them and denied 5.5% (6.6% of the applications it decided), against a statewide denial rate of 18.8%.

1.5kApplicationsin MD
6.6%Decision denial ratestate 24.1%
6.63%Median ratestate 6.63%
$305,000Median loanstate $265,000
$347MVolume23 counties

Movement Mortgage in Maryland vs the state

5.5%Denial rate-13.28 pts vs state
6.6%Decision denial rate-17.54 pts vs state
68.8%Origination rate+13.07 pts vs state
6.63%Median rate0.00 pts vs state
0.37Rate spread (pts)+0.12 pts vs state
$119kMedian applicant income
1,022Loans originated
82Denied

Trend in Maryland

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,5521,0786.4%6.75%#30
20241,9021,3204.8%6.63%#25
20251,4861,0225.5%6.63%#37

What Movement Mortgage lends in Maryland

By loan purpose

Home purchase 1,146 77% · 4.6% denied
Refinance 124 8% · 3.2% denied
Cash-out refinance 124 8% · 3.2% denied
Home improvement 33 2% · 18.2% denied
Other / HELOC 59 4% · 25.4% denied

By loan type

Conventional 988 66% · 5.5% denied
FHA 331 22% · 6.7% denied
VA 164 11% · 3.7% denied
USDA / RHS 3 0% · 0.0% denied

Why it denied Maryland applicants

Debt-to-income ratio 31 38%
Credit history 12 15%
Collateral 11 13%
Incomplete application 11 13%
Other 6 7%
Unverifiable information 5 6%
Insufficient cash 4 5%
Employment history 2 2%

Where in Maryland

Counties with the most Movement Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Wicomico County 25418717 6.7%
Worcester County 22216510 4.5%
Prince George's County 141929 6.4%
Baltimore County 139945 3.6%
Anne Arundel County 121779 7.4%
Montgomery County 115711 0.9%
Baltimore city 113729 8.0%
Carroll County 79564 5.1%
Harford County 60422 3.3%
Charles County 48343 6.3%

Other large lenders in Maryland

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 12,80616.8%6.63%
Navy Federal Credit UnionD 11,43623.0%8.00%
United Shore Financial ServicesB 9,30716.0%6.13%
Truist BankC 6,55934.9%6.49%
Bank of AmericaF 6,05135.8%6.24%
NewrezD 5,73921.0%6.63%
State Employees Credit Union of MarylandD 5,62444.6%6.25%
PNC BankD 5,58228.0%7.41%
Manufacturers and Traders TrustC 5,49732.0%5.99%
Pennymac Loan ServicesC 5,41112.4%6.49%

Frequently asked questions

Maryland: 1,486 applications in 2025, of which 1,022 were originated and 82 denied.

5.5% of all applications, or 6.6% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.

The median rate on loans Movement Mortgage originated in Maryland in 2025 was 6.63%, against a statewide median of 6.63%.

About this data. Figures are Movement Mortgage's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology