Fairway Independent Mortgage in Maryland vs the state
4.8%Denial rate-14.02 pts vs state
6.1%Decision denial rate-18.06 pts vs state
73.5%Origination rate+17.75 pts vs state
6.63%Median rate0.00 pts vs state
0.34Rate spread (pts)+0.09 pts vs state
$125kMedian applicant income
1,121Loans originated
73Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,659 | 1,228 | 4.1% | 6.63% | #27 |
| 2024 | 1,393 | 1,065 | 3.8% | 6.75% | #37 |
| 2025 | 1,526 | 1,121 | 4.8% | 6.63% | #34 |
What Fairway Independent Mortgage lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Fairway Independent Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Prince George's County | 239 | 152 | 17 | 7.1% |
| Baltimore city | 174 | 121 | 8 | 4.6% |
| Charles County | 172 | 126 | 16 | 9.3% |
| Anne Arundel County | 170 | 123 | 5 | 2.9% |
| Baltimore County | 168 | 135 | 7 | 4.2% |
| Montgomery County | 132 | 99 | 3 | 2.3% |
| Harford County | 97 | 81 | 2 | 2.1% |
| Howard County | 82 | 58 | 3 | 3.7% |
| St. Mary's County | 70 | 54 | 4 | 5.7% |
| Frederick County | 49 | 38 | 2 | 4.1% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 1,526 applications in 2025, of which 1,121 were originated and 73 denied.
4.8% of all applications, or 6.1% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Fairway Independent Mortgage originated in Maryland in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Fairway Independent Mortgage's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology