Fulton Bank in Maryland vs the state
18.3%Denial rate-0.46 pts vs state
22.0%Decision denial rate-2.11 pts vs state
63.8%Origination rate+8.04 pts vs state
6.49%Median rate-0.13 pts vs state
0.00Rate spread (pts)-0.25 pts vs state
$115kMedian applicant income
744Loans originated
214Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,264 | 745 | 20.7% | 6.49% | #37 |
| 2024 | 1,176 | 654 | 19.6% | 6.49% | #43 |
| 2025 | 1,167 | 744 | 18.3% | 6.49% | #48 |
What Fulton Bank lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Fulton Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baltimore city | 227 | 135 | 53 | 23.3% |
| Baltimore County | 161 | 117 | 24 | 14.9% |
| Howard County | 140 | 101 | 19 | 13.6% |
| Montgomery County | 133 | 97 | 12 | 9.0% |
| Washington County | 97 | 62 | 24 | 24.7% |
| Prince George's County | 91 | 44 | 28 | 30.8% |
| Anne Arundel County | 63 | 38 | 13 | 20.6% |
| Harford County | 57 | 33 | 7 | 12.3% |
| Frederick County | 48 | 29 | 8 | 16.7% |
| Cecil County | 43 | 22 | 11 | 25.6% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 1,167 applications in 2025, of which 744 were originated and 214 denied.
18.3% of all applications, or 22.0% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Fulton Bank originated in Maryland in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Fulton Bank's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology