Meridian Bank in Maryland vs the state
3.9%Denial rate-14.92 pts vs state
5.0%Decision denial rate-19.18 pts vs state
73.8%Origination rate+18.12 pts vs state
6.50%Median rate-0.13 pts vs state
0.19Rate spread (pts)-0.05 pts vs state
$111kMedian applicant income
838Loans originated
44Denied
Trend in Maryland
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,191 | 926 | 3.6% | 6.75% | #40 |
| 2024 | 1,422 | 1,102 | 3.0% | 6.63% | #35 |
| 2025 | 1,135 | 838 | 3.9% | 6.50% | #50 |
What Meridian Bank lends in Maryland
By loan purpose
By loan type
Why it denied Maryland applicants
Where in Maryland
Counties with the most Meridian Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Baltimore County | 220 | 167 | 10 | 4.5% |
| Baltimore city | 188 | 121 | 9 | 4.8% |
| Prince George's County | 143 | 91 | 11 | 7.7% |
| Harford County | 132 | 103 | 3 | 2.3% |
| Anne Arundel County | 77 | 69 | 2 | 2.6% |
| Howard County | 68 | 55 | 0 | 0.0% |
| Montgomery County | 59 | 45 | 3 | 5.1% |
| Charles County | 43 | 30 | 1 | 2.3% |
| Carroll County | 37 | 30 | 0 | 0.0% |
| Cecil County | 28 | 21 | 2 | 7.1% |
Other large lenders in Maryland
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 12,806 | 16.8% | 6.63% |
| Navy Federal Credit Union | D | 11,436 | 23.0% | 8.00% |
| United Shore Financial Services | B | 9,307 | 16.0% | 6.13% |
| Truist Bank | C | 6,559 | 34.9% | 6.49% |
| Bank of America | F | 6,051 | 35.8% | 6.24% |
| Newrez | D | 5,739 | 21.0% | 6.63% |
| State Employees Credit Union of Maryland | D | 5,624 | 44.6% | 6.25% |
| PNC Bank | D | 5,582 | 28.0% | 7.41% |
| Manufacturers and Traders Trust | C | 5,497 | 32.0% | 5.99% |
| Pennymac Loan Services | C | 5,411 | 12.4% | 6.49% |
Frequently asked questions
Maryland: 1,135 applications in 2025, of which 838 were originated and 44 denied.
3.9% of all applications, or 5.0% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.
The median rate on loans Meridian Bank originated in Maryland in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Meridian Bank's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology