Lakeview Loan Servicing · Massachusetts · 2025

Lakeview Loan Servicing in Massachusetts: approval rate, denial rate and rates (2025)

Lakeview Loan Servicing took 1,242 mortgage applications in Massachusetts in 2025, ranking #39 of 799 lenders active in the state. It originated 30.2% of them and denied 45.7% (51.7% of the applications it decided), against a statewide denial rate of 16.2%.

1.2kApplicationsin MA
51.7%Decision denial ratestate 20.0%
6.25%Median ratestate 6.63%
$385,000Median loanstate $325,000
$135MVolume13 counties

Lakeview Loan Servicing in Massachusetts vs the state

45.7%Denial rate+29.44 pts vs state
51.7%Decision denial rate+31.78 pts vs state
30.2%Origination rate-32.41 pts vs state
6.25%Median rate-0.38 pts vs state
0.22Rate spread (pts)+0.12 pts vs state
$132kMedian applicant income
375Loans originated
567Denied

Trend in Massachusetts

YearApplicationsOriginatedDenial rateMedian rateRank in state
20233707161.6%6.25%#102
202499325749.0%6.25%#45
20251,24237545.7%6.25%#39

What Lakeview Loan Servicing lends in Massachusetts

By loan purpose

Home purchase 15 1% · 40.0% denied
Refinance 688 55% · 39.8% denied
Cash-out refinance 284 23% · 49.7% denied
Other / HELOC 255 21% · 57.3% denied

By loan type

Conventional 660 53% · 51.2% denied
FHA 464 37% · 42.5% denied
VA 118 10% · 27.1% denied

Why it denied Massachusetts applicants

Incomplete application 385 68%
Credit history 75 13%
Debt-to-income ratio 60 11%
Other 31 5%
Collateral 12 2%
Employment history 2 0%
Insufficient cash 1 0%
Unverifiable information 1 0%

Where in Massachusetts

Counties with the most Lakeview Loan Servicing applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Worcester County 2288089 39.0%
Middlesex County 1885386 45.7%
Bristol County 1623985 52.5%
Plymouth County 1515560 39.7%
Essex County 1323766 50.0%
Norfolk County 1083854 50.0%
Hampden County 1043339 37.5%
Suffolk County 781538 48.7%
Barnstable County 511327 52.9%
Hampshire County 1457 50.0%

Other large lenders in Massachusetts

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 17,47629.0%7.40%
Rocket MortgageC 8,69815.9%6.75%
Bank of AmericaF 7,78430.1%5.99%
Guaranteed RateB 7,3134.5%6.50%
Eastern BankB 6,21631.8%6.99%
Rockland TrustC 5,99028.6%6.99%
Leader BankA 5,9131.8%6.25%
United Shore Financial ServicesB 5,89812.8%6.50%
Crosscountry MortgageB 5,6343.8%6.63%
TD BankD 3,77826.9%7.44%

Frequently asked questions

Massachusetts: 1,242 applications in 2025, of which 375 were originated and 567 denied.

45.7% of all applications, or 51.7% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.

The median rate on loans Lakeview Loan Servicing originated in Massachusetts in 2025 was 6.25%, against a statewide median of 6.63%.

About this data. Figures are Lakeview Loan Servicing's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology