Primelending, a Plainscapital in Massachusetts vs the state
11.5%Denial rate-4.74 pts vs state
13.8%Decision denial rate-6.18 pts vs state
68.2%Origination rate+5.61 pts vs state
6.68%Median rate+0.05 pts vs state
0.37Rate spread (pts)+0.27 pts vs state
$142kMedian applicant income
339Loans originated
57Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 341 | 262 | 7.0% | 6.63% | #108 |
| 2024 | 355 | 246 | 8.5% | 6.75% | #100 |
| 2025 | 497 | 339 | 11.5% | 6.68% | #89 |
What Primelending, a Plainscapital lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Primelending, a Plainscapital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Essex County | 92 | 66 | 11 | 12.0% |
| Worcester County | 83 | 57 | 12 | 14.5% |
| Middlesex County | 65 | 47 | 2 | 3.1% |
| Plymouth County | 60 | 42 | 5 | 8.3% |
| Suffolk County | 56 | 28 | 8 | 14.3% |
| Norfolk County | 48 | 36 | 3 | 6.3% |
| Bristol County | 43 | 26 | 11 | 25.6% |
| Barnstable County | 25 | 18 | 2 | 8.0% |
| Hampden County | 15 | 10 | 3 | 20.0% |
| Hampshire County | 5 | 5 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 497 applications in 2025, of which 339 were originated and 57 denied.
11.5% of all applications, or 13.8% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Primelending, a Plainscapital originated in Massachusetts in 2025 was 6.68%, against a statewide median of 6.63%.
About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology