AmeriSave Mortgage in Massachusetts vs the state
56.1%Denial rate+39.88 pts vs state
63.4%Decision denial rate+43.43 pts vs state
31.3%Origination rate-31.32 pts vs state
8.38%Median rate+1.75 pts vs state
2.44Rate spread (pts)+2.35 pts vs state
$100kMedian applicant income
498Loans originated
893Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,629 | 228 | 23.1% | 6.13% | #19 |
| 2024 | 2,191 | 304 | 71.8% | 9.50% | #19 |
| 2025 | 1,592 | 498 | 56.1% | 8.38% | #27 |
What AmeriSave Mortgage lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most AmeriSave Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Worcester County | 293 | 107 | 149 | 50.9% |
| Middlesex County | 247 | 76 | 142 | 57.5% |
| Essex County | 190 | 64 | 105 | 55.3% |
| Plymouth County | 161 | 60 | 72 | 44.7% |
| Bristol County | 146 | 50 | 78 | 53.4% |
| Hampden County | 136 | 38 | 81 | 59.6% |
| Norfolk County | 128 | 37 | 75 | 58.6% |
| Suffolk County | 112 | 25 | 70 | 62.5% |
| Barnstable County | 86 | 19 | 60 | 69.8% |
| Berkshire County | 44 | 8 | 34 | 77.3% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 1,592 applications in 2025, of which 498 were originated and 893 denied.
56.1% of all applications, or 63.4% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans AmeriSave Mortgage originated in Massachusetts in 2025 was 8.38%, against a statewide median of 6.63%.
About this data. Figures are AmeriSave Mortgage's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology