Longbridge Financial in Massachusetts vs the state
13.0%Denial rate-3.23 pts vs state
15.2%Decision denial rate-4.79 pts vs state
67.0%Origination rate+4.42 pts vs state
6.50%Median rate-0.13 pts vs state
—Rate spread (pts)
$35kMedian applicant income
191Loans originated
37Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 237 | 161 | 14.8% | 7.65% | #139 |
| 2024 | 246 | 162 | 12.2% | 7.27% | #132 |
| 2025 | 285 | 191 | 13.0% | 6.50% | #120 |
What Longbridge Financial lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Longbridge Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Middlesex County | 57 | 38 | 7 | 12.3% |
| Barnstable County | 40 | 27 | 4 | 10.0% |
| Worcester County | 34 | 22 | 6 | 17.6% |
| Bristol County | 32 | 20 | 4 | 12.5% |
| Essex County | 30 | 25 | 2 | 6.7% |
| Norfolk County | 27 | 17 | 4 | 14.8% |
| Plymouth County | 26 | 19 | 2 | 7.7% |
| Suffolk County | 11 | 5 | 4 | 36.4% |
| Hampden County | 10 | 8 | 1 | 10.0% |
| Dukes County | 6 | 3 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 285 applications in 2025, of which 191 were originated and 37 denied.
13.0% of all applications, or 15.2% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Longbridge Financial originated in Massachusetts in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Longbridge Financial's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology