Mortgage Equity Partners in Massachusetts vs the state
6.0%Denial rate-10.25 pts vs state
6.6%Decision denial rate-13.31 pts vs state
82.9%Origination rate+20.28 pts vs state
6.49%Median rate-0.13 pts vs state
0.23Rate spread (pts)+0.14 pts vs state
$135kMedian applicant income
431Loans originated
31Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 445 | 348 | 6.7% | 6.75% | #91 |
| 2024 | 562 | 431 | 6.2% | 6.63% | #71 |
| 2025 | 520 | 431 | 6.0% | 6.49% | #84 |
What Mortgage Equity Partners lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Mortgage Equity Partners applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Essex County | 145 | 126 | 3 | 2.1% |
| Middlesex County | 103 | 88 | 6 | 5.8% |
| Bristol County | 63 | 48 | 3 | 4.8% |
| Norfolk County | 50 | 41 | 4 | 8.0% |
| Plymouth County | 42 | 34 | 2 | 4.8% |
| Suffolk County | 42 | 37 | 2 | 4.8% |
| Worcester County | 38 | 31 | 4 | 10.5% |
| Hampden County | 19 | 14 | 4 | 21.1% |
| Barnstable County | 12 | 9 | 2 | 16.7% |
| Franklin County | 3 | 3 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 520 applications in 2025, of which 431 were originated and 31 denied.
6.0% of all applications, or 6.6% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Mortgage Equity Partners originated in Massachusetts in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are Mortgage Equity Partners's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology