Paramount Residential Mortgage Group in Massachusetts vs the state
6.0%Denial rate-10.18 pts vs state
8.5%Decision denial rate-11.49 pts vs state
65.3%Origination rate+2.65 pts vs state
6.75%Median rate+0.13 pts vs state
0.49Rate spread (pts)+0.39 pts vs state
$148kMedian applicant income
184Loans originated
17Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 232 | 148 | 4.3% | 6.99% | #140 |
| 2024 | 271 | 186 | 5.5% | 6.99% | #121 |
| 2025 | 282 | 184 | 6.0% | 6.75% | #123 |
What Paramount Residential Mortgage Group lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Paramount Residential Mortgage Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Worcester County | 53 | 35 | 2 | 3.8% |
| Middlesex County | 41 | 31 | 2 | 4.9% |
| Essex County | 38 | 27 | 1 | 2.6% |
| Plymouth County | 37 | 20 | 2 | 5.4% |
| Bristol County | 32 | 20 | 5 | 15.6% |
| Norfolk County | 30 | 17 | 0 | 0.0% |
| Hampden County | 21 | 16 | 1 | 4.8% |
| Suffolk County | 18 | 10 | 3 | 16.7% |
| Barnstable County | 12 | 8 | 1 | 8.3% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 282 applications in 2025, of which 184 were originated and 17 denied.
6.0% of all applications, or 8.5% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Paramount Residential Mortgage Group originated in Massachusetts in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Paramount Residential Mortgage Group's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology