Nationstar Mortgage in Massachusetts vs the state
17.1%Denial rate+0.85 pts vs state
20.5%Decision denial rate+0.53 pts vs state
64.4%Origination rate+1.76 pts vs state
7.63%Median rate+1.00 pts vs state
2.41Rate spread (pts)+2.31 pts vs state
$117kMedian applicant income
932Loans originated
247Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 705 | 443 | 15.6% | 6.49% | #57 |
| 2024 | 1,335 | 874 | 16.3% | 7.38% | #32 |
| 2025 | 1,448 | 932 | 17.1% | 7.63% | #33 |
What Nationstar Mortgage lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Nationstar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Worcester County | 237 | 155 | 36 | 15.2% |
| Middlesex County | 220 | 138 | 39 | 17.7% |
| Plymouth County | 203 | 132 | 35 | 17.2% |
| Bristol County | 179 | 120 | 32 | 17.9% |
| Essex County | 167 | 102 | 31 | 18.6% |
| Norfolk County | 138 | 94 | 22 | 15.9% |
| Hampden County | 122 | 86 | 14 | 11.5% |
| Barnstable County | 72 | 44 | 13 | 18.1% |
| Suffolk County | 60 | 30 | 15 | 25.0% |
| Hampshire County | 24 | 14 | 4 | 16.7% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 1,448 applications in 2025, of which 932 were originated and 247 denied.
17.1% of all applications, or 20.5% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Nationstar Mortgage originated in Massachusetts in 2025 was 7.63%, against a statewide median of 6.63%.
About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology