Plaza Home Mortgage in Massachusetts vs the state
27.5%Denial rate+11.24 pts vs state
30.4%Decision denial rate+10.48 pts vs state
60.8%Origination rate-1.82 pts vs state
6.63%Median rate0.00 pts vs state
0.46Rate spread (pts)+0.37 pts vs state
$119kMedian applicant income
124Loans originated
56Denied
Trend in Massachusetts
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 128 | 65 | 13.3% | 6.76% | #203 |
| 2024 | 232 | 135 | 27.6% | 6.75% | #134 |
| 2025 | 204 | 124 | 27.5% | 6.63% | #158 |
What Plaza Home Mortgage lends in Massachusetts
By loan purpose
By loan type
Why it denied Massachusetts applicants
Where in Massachusetts
Counties with the most Plaza Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bristol County | 41 | 32 | 5 | 12.2% |
| Worcester County | 36 | 22 | 12 | 33.3% |
| Middlesex County | 22 | 13 | 7 | 31.8% |
| Plymouth County | 21 | 11 | 8 | 38.1% |
| Norfolk County | 19 | 13 | 2 | 10.5% |
| Suffolk County | 18 | 9 | 8 | 44.4% |
| Essex County | 17 | 8 | 5 | 29.4% |
| Hampden County | 15 | 9 | 3 | 20.0% |
| Barnstable County | 11 | 5 | 4 | 36.4% |
| Hampshire County | 2 | 2 | 0 | 0.0% |
Other large lenders in Massachusetts
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 17,476 | 29.0% | 7.40% |
| Rocket Mortgage | C | 8,698 | 15.9% | 6.75% |
| Bank of America | F | 7,784 | 30.1% | 5.99% |
| Guaranteed Rate | B | 7,313 | 4.5% | 6.50% |
| Eastern Bank | B | 6,216 | 31.8% | 6.99% |
| Rockland Trust | C | 5,990 | 28.6% | 6.99% |
| Leader Bank | A | 5,913 | 1.8% | 6.25% |
| United Shore Financial Services | B | 5,898 | 12.8% | 6.50% |
| Crosscountry Mortgage | B | 5,634 | 3.8% | 6.63% |
| TD Bank | D | 3,778 | 26.9% | 7.44% |
Frequently asked questions
Massachusetts: 204 applications in 2025, of which 124 were originated and 56 denied.
27.5% of all applications, or 30.4% of the applications it actually decided on. The Massachusetts statewide average across all lenders was 16.2%.
The median rate on loans Plaza Home Mortgage originated in Massachusetts in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Plaza Home Mortgage's own HMDA filing for properties located in Massachusetts, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology