Guild Mortgage in Iowa vs the state
2.1%Denial rate-10.75 pts vs state
2.5%Decision denial rate-12.84 pts vs state
77.4%Origination rate+8.90 pts vs state
6.63%Median rate+0.13 pts vs state
0.40Rate spread (pts)+0.21 pts vs state
$85kMedian applicant income
550Loans originated
15Denied
Trend in Iowa
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 680 | 509 | 5.4% | 6.75% | #26 |
| 2024 | 675 | 517 | 4.0% | 6.75% | #29 |
| 2025 | 711 | 550 | 2.1% | 6.63% | #33 |
What Guild Mortgage lends in Iowa
By loan purpose
By loan type
Why it denied Iowa applicants
Where in Iowa
Counties with the most Guild Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Polk County | 173 | 140 | 5 | 2.9% |
| Story County | 90 | 73 | 0 | 0.0% |
| Pottawattamie County | 62 | 45 | 0 | 0.0% |
| Boone County | 41 | 28 | 2 | 4.9% |
| Linn County | 35 | 26 | 0 | 0.0% |
| Black Hawk County | 33 | 28 | 0 | 0.0% |
| Dallas County | 32 | 29 | 0 | 0.0% |
| Buchanan County | 11 | 8 | 1 | 9.1% |
| Scott County | 10 | 9 | 1 | 10.0% |
| Henry County | 10 | 7 | 0 | 0.0% |
Other large lenders in Iowa
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| GREENSTATE Credit Union | B | 13,829 | 5.9% | 6.50% |
| Veridian Credit Union | B | 8,725 | 8.9% | 6.49% |
| Rocket Mortgage | C | 3,761 | 22.7% | 6.63% |
| Hills Bank and Trust | A | 3,434 | 6.1% | 6.25% |
| U.S. Bank | D | 2,720 | 25.7% | 7.00% |
| Dupaco Community | A | 2,669 | 16.1% | 7.00% |
| Community Choice Credit Union | B | 2,653 | 11.8% | 6.13% |
| Iowa Bankers Mortgage | B | 2,423 | 15.4% | 6.50% |
| Broker Solutions | D | 2,386 | 6.4% | 6.75% |
| Northwest Bank | A | 2,181 | 5.7% | 6.38% |
Frequently asked questions
Iowa: 711 applications in 2025, of which 550 were originated and 15 denied.
2.1% of all applications, or 2.5% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.
The median rate on loans Guild Mortgage originated in Iowa in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Guild Mortgage's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology