Amerihome Mortgage Company · Iowa · 2025

Amerihome Mortgage Company in Iowa: approval rate, denial rate and rates (2025)

Amerihome Mortgage Company took 99 mortgage applications in Iowa in 2025, ranking #152 of 739 lenders active in the state. It originated 62.6% of them and denied 11.1% (14.9% of the applications it decided), against a statewide denial rate of 12.9%.

99Applicationsin IA
14.9%Decision denial ratestate 15.3%
6.38%Median ratestate 6.50%
$245,000Median loanstate $135,000
$16MVolume35 counties

Amerihome Mortgage Company in Iowa vs the state

11.1%Denial rate-1.75 pts vs state
14.9%Decision denial rate-0.45 pts vs state
62.6%Origination rate-5.83 pts vs state
6.38%Median rate-0.13 pts vs state
0.37Rate spread (pts)+0.18 pts vs state
$96kMedian applicant income
62Loans originated
11Denied

Trend in Iowa

YearApplicationsOriginatedDenial rateMedian rateRank in state
202374602.7%6.63%#174
2024120887.5%6.63%#134
2025996211.1%6.38%#152

What Amerihome Mortgage Company lends in Iowa

By loan purpose

Home purchase 41 41% · 12.2% denied
Refinance 49 49% · 12.2% denied
Cash-out refinance 9 9% · 0.0% denied

By loan type

Conventional 46 46% · 13.0% denied
FHA 53 54% · 9.4% denied

Why it denied Iowa applicants

Unverifiable information 3 27%
Credit history 3 27%
Debt-to-income ratio 2 18%
Other 1 9%
Collateral 1 9%
Incomplete application 1 9%

Where in Iowa

Counties with the most Amerihome Mortgage Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Polk County 34173 8.8%
Dallas County 641 16.7%
Story County 530 0.0%
Linn County 550 0.0%
Pottawattamie County 420 0.0%
Des Moines County 321 33.3%
Scott County 310 0.0%
Warren County 321 33.3%
Monona County 211 50.0%
Osceola County 220 0.0%

Other large lenders in Iowa

LenderGradeApplicationsDenial rateMedian rate
GREENSTATE Credit UnionB 13,8295.9%6.50%
Veridian Credit UnionB 8,7258.9%6.49%
Rocket MortgageC 3,76122.7%6.63%
Hills Bank and TrustA 3,4346.1%6.25%
U.S. BankD 2,72025.7%7.00%
Dupaco CommunityA 2,66916.1%7.00%
Community Choice Credit UnionB 2,65311.8%6.13%
Iowa Bankers MortgageB 2,42315.4%6.50%
Broker SolutionsD 2,3866.4%6.75%
Northwest BankA 2,1815.7%6.38%

Frequently asked questions

Iowa: 99 applications in 2025, of which 62 were originated and 11 denied.

11.1% of all applications, or 14.9% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.

The median rate on loans Amerihome Mortgage Company originated in Iowa in 2025 was 6.38%, against a statewide median of 6.50%.

About this data. Figures are Amerihome Mortgage Company's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology