Lakeview Loan Servicing · Iowa · 2025

Lakeview Loan Servicing in Iowa: approval rate, denial rate and rates (2025)

Lakeview Loan Servicing took 214 mortgage applications in Iowa in 2025, ranking #95 of 739 lenders active in the state. It originated 20.6% of them and denied 52.3% (63.3% of the applications it decided), against a statewide denial rate of 12.9%.

214Applicationsin IA
63.3%Decision denial ratestate 15.3%
6.38%Median ratestate 6.50%
$195,000Median loanstate $135,000
$12MVolume49 counties

Lakeview Loan Servicing in Iowa vs the state

52.3%Denial rate+39.48 pts vs state
63.3%Decision denial rate+47.97 pts vs state
20.6%Origination rate-47.90 pts vs state
6.38%Median rate-0.13 pts vs state
0.34Rate spread (pts)+0.15 pts vs state
$87kMedian applicant income
44Loans originated
112Denied

Trend in Iowa

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231262757.9%6.50%#123
20241653455.2%6.25%#113
20252144452.3%6.38%#95

What Lakeview Loan Servicing lends in Iowa

By loan purpose

Home purchase 16 7% · 12.5% denied
Refinance 101 47% · 53.5% denied
Cash-out refinance 80 37% · 51.3% denied
Other / HELOC 17 8% · 88.2% denied

By loan type

Conventional 69 32% · 50.7% denied
FHA 103 48% · 57.3% denied
VA 42 20% · 42.9% denied

Why it denied Iowa applicants

Incomplete application 85 76%
Credit history 11 10%
Other 7 6%
Debt-to-income ratio 7 6%
Insufficient cash 1 1%
Collateral 1 1%

Where in Iowa

Counties with the most Lakeview Loan Servicing applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Polk County 38820 52.6%
Pottawattamie County 21314 66.7%
Linn County 2069 45.0%
Scott County 1327 53.8%
Warren County 1216 50.0%
Story County 720 0.0%
Dallas County 743 42.9%
Boone County 613 50.0%
Marion County 521 20.0%
Muscatine County 513 60.0%

Other large lenders in Iowa

LenderGradeApplicationsDenial rateMedian rate
GREENSTATE Credit UnionB 13,8295.9%6.50%
Veridian Credit UnionB 8,7258.9%6.49%
Rocket MortgageC 3,76122.7%6.63%
Hills Bank and TrustA 3,4346.1%6.25%
U.S. BankD 2,72025.7%7.00%
Dupaco CommunityA 2,66916.1%7.00%
Community Choice Credit UnionB 2,65311.8%6.13%
Iowa Bankers MortgageB 2,42315.4%6.50%
Broker SolutionsD 2,3866.4%6.75%
Northwest BankA 2,1815.7%6.38%

Frequently asked questions

Iowa: 214 applications in 2025, of which 44 were originated and 112 denied.

52.3% of all applications, or 63.3% of the applications it actually decided on. The Iowa statewide average across all lenders was 12.9%.

The median rate on loans Lakeview Loan Servicing originated in Iowa in 2025 was 6.38%, against a statewide median of 6.50%.

About this data. Figures are Lakeview Loan Servicing's own HMDA filing for properties located in Iowa, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology