Amerihome Mortgage Company in Alabama vs the state
7.1%Denial rate-12.72 pts vs state
9.6%Decision denial rate-15.43 pts vs state
66.3%Origination rate+10.95 pts vs state
6.50%Median rate0.00 pts vs state
0.19Rate spread (pts)-0.10 pts vs state
$101kMedian applicant income
335Loans originated
36Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 85 | 39 | 21.2% | 6.63% | #223 |
| 2024 | 228 | 107 | 7.0% | 6.50% | #133 |
| 2025 | 505 | 335 | 7.1% | 6.50% | #83 |
What Amerihome Mortgage Company lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Amerihome Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lee County | 80 | 72 | 1 | 1.3% |
| Madison County | 53 | 37 | 1 | 1.9% |
| Jefferson County | 48 | 27 | 5 | 10.4% |
| Mobile County | 37 | 21 | 2 | 5.4% |
| Baldwin County | 33 | 20 | 4 | 12.1% |
| Montgomery County | 19 | 17 | 1 | 5.3% |
| Shelby County | 18 | 10 | 3 | 16.7% |
| Coffee County | 17 | 15 | 0 | 0.0% |
| Morgan County | 15 | 10 | 1 | 6.7% |
| Houston County | 14 | 10 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 505 applications in 2025, of which 335 were originated and 36 denied.
7.1% of all applications, or 9.6% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Amerihome Mortgage Company originated in Alabama in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Amerihome Mortgage Company's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology