Nationstar Mortgage in Alabama vs the state
14.5%Denial rate-5.40 pts vs state
17.2%Decision denial rate-7.83 pts vs state
67.7%Origination rate+12.33 pts vs state
7.49%Median rate+0.99 pts vs state
1.63Rate spread (pts)+1.34 pts vs state
$95kMedian applicant income
1,003Loans originated
214Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 867 | 570 | 12.9% | 6.25% | #46 |
| 2024 | 1,282 | 857 | 13.0% | 6.99% | #36 |
| 2025 | 1,481 | 1,003 | 14.5% | 7.49% | #33 |
What Nationstar Mortgage lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Nationstar Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Madison County | 173 | 107 | 32 | 18.5% |
| Jefferson County | 169 | 112 | 31 | 18.3% |
| Baldwin County | 135 | 98 | 15 | 11.1% |
| Mobile County | 114 | 72 | 16 | 14.0% |
| Shelby County | 108 | 78 | 9 | 8.3% |
| Lee County | 62 | 45 | 2 | 3.2% |
| Montgomery County | 55 | 41 | 6 | 10.9% |
| Tuscaloosa County | 48 | 30 | 10 | 20.8% |
| Limestone County | 45 | 34 | 5 | 11.1% |
| Calhoun County | 44 | 24 | 9 | 20.5% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 1,481 applications in 2025, of which 1,003 were originated and 214 denied.
14.5% of all applications, or 17.2% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Nationstar Mortgage originated in Alabama in 2025 was 7.49%, against a statewide median of 6.50%.
About this data. Figures are Nationstar Mortgage's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology