Renasant Bank in Alabama vs the state
7.3%Denial rate-12.55 pts vs state
8.4%Decision denial rate-16.56 pts vs state
78.4%Origination rate+23.00 pts vs state
6.63%Median rate+0.13 pts vs state
0.18Rate spread (pts)-0.11 pts vs state
$102kMedian applicant income
1,966Loans originated
183Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 2,449 | 1,790 | 8.5% | 6.63% | #15 |
| 2024 | 2,219 | 1,708 | 7.0% | 6.63% | #22 |
| 2025 | 2,508 | 1,966 | 7.3% | 6.63% | #19 |
What Renasant Bank lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Renasant Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 424 | 316 | 35 | 8.3% |
| Montgomery County | 266 | 192 | 9 | 3.4% |
| Lee County | 209 | 182 | 4 | 1.9% |
| Mobile County | 192 | 143 | 21 | 10.9% |
| Shelby County | 165 | 122 | 12 | 7.3% |
| Baldwin County | 120 | 91 | 7 | 5.8% |
| Madison County | 116 | 91 | 8 | 6.9% |
| Morgan County | 106 | 79 | 12 | 11.3% |
| Etowah County | 91 | 80 | 8 | 8.8% |
| Elmore County | 71 | 66 | 3 | 4.2% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 2,508 applications in 2025, of which 1,966 were originated and 183 denied.
7.3% of all applications, or 8.4% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Renasant Bank originated in Alabama in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are Renasant Bank's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology