Trustmark National Bank in Alabama vs the state
10.3%Denial rate-9.51 pts vs state
11.7%Decision denial rate-13.35 pts vs state
76.8%Origination rate+21.43 pts vs state
6.50%Median rate0.00 pts vs state
0.20Rate spread (pts)-0.09 pts vs state
$98kMedian applicant income
2,645Loans originated
356Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 4,326 | 3,120 | 11.1% | 6.88% | #7 |
| 2024 | 3,556 | 2,715 | 9.9% | 6.63% | #10 |
| 2025 | 3,443 | 2,645 | 10.3% | 6.50% | #11 |
What Trustmark National Bank lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Trustmark National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mobile County | 528 | 383 | 78 | 14.8% |
| Jefferson County | 371 | 269 | 39 | 10.5% |
| Montgomery County | 330 | 192 | 82 | 24.8% |
| Baldwin County | 312 | 278 | 21 | 6.7% |
| Madison County | 294 | 249 | 15 | 5.1% |
| Lauderdale County | 178 | 137 | 12 | 6.7% |
| Lee County | 173 | 158 | 4 | 2.3% |
| Shelby County | 162 | 126 | 10 | 6.2% |
| Elmore County | 159 | 128 | 13 | 8.2% |
| Limestone County | 149 | 124 | 11 | 7.4% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 3,443 applications in 2025, of which 2,645 were originated and 356 denied.
10.3% of all applications, or 11.7% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Trustmark National Bank originated in Alabama in 2025 was 6.50%, against a statewide median of 6.50%.
About this data. Figures are Trustmark National Bank's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology