Lakeview Loan Servicing in Alabama vs the state
51.2%Denial rate+31.32 pts vs state
58.5%Decision denial rate+33.51 pts vs state
26.7%Origination rate-28.68 pts vs state
6.31%Median rate-0.19 pts vs state
0.50Rate spread (pts)+0.21 pts vs state
$85kMedian applicant income
296Loans originated
567Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 464 | 100 | 56.5% | 6.25% | #75 |
| 2024 | 825 | 222 | 46.9% | 6.25% | #55 |
| 2025 | 1,108 | 296 | 51.2% | 6.31% | #48 |
What Lakeview Loan Servicing lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Lakeview Loan Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Madison County | 110 | 35 | 43 | 39.1% |
| Mobile County | 101 | 28 | 54 | 53.5% |
| Jefferson County | 96 | 19 | 55 | 57.3% |
| Baldwin County | 65 | 17 | 31 | 47.7% |
| Lee County | 65 | 22 | 33 | 50.8% |
| Shelby County | 60 | 14 | 37 | 61.7% |
| Montgomery County | 50 | 13 | 24 | 48.0% |
| Limestone County | 40 | 14 | 16 | 40.0% |
| Tuscaloosa County | 32 | 8 | 20 | 62.5% |
| Russell County | 31 | 9 | 18 | 58.1% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 1,108 applications in 2025, of which 296 were originated and 567 denied.
51.2% of all applications, or 58.5% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Lakeview Loan Servicing originated in Alabama in 2025 was 6.31%, against a statewide median of 6.50%.
About this data. Figures are Lakeview Loan Servicing's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology