Broker Solutions in Alabama vs the state
10.3%Denial rate-9.58 pts vs state
21.8%Decision denial rate-3.16 pts vs state
36.0%Origination rate-19.37 pts vs state
6.75%Median rate+0.25 pts vs state
0.85Rate spread (pts)+0.56 pts vs state
$72kMedian applicant income
933Loans originated
266Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,305 | 488 | 10.7% | 6.75% | #33 |
| 2024 | 2,197 | 841 | 11.5% | 6.75% | #23 |
| 2025 | 2,590 | 933 | 10.3% | 6.75% | #18 |
What Broker Solutions lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Broker Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 350 | 117 | 40 | 11.4% |
| Mobile County | 218 | 82 | 21 | 9.6% |
| Madison County | 217 | 90 | 23 | 10.6% |
| Morgan County | 169 | 101 | 9 | 5.3% |
| Baldwin County | 155 | 66 | 11 | 7.1% |
| Lee County | 78 | 21 | 13 | 16.7% |
| Limestone County | 77 | 30 | 7 | 9.1% |
| Montgomery County | 77 | 15 | 11 | 14.3% |
| Shelby County | 76 | 27 | 8 | 10.5% |
| Tuscaloosa County | 73 | 19 | 8 | 11.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 2,590 applications in 2025, of which 933 were originated and 266 denied.
10.3% of all applications, or 21.8% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Broker Solutions originated in Alabama in 2025 was 6.75%, against a statewide median of 6.50%.
About this data. Figures are Broker Solutions's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology