Allied First Bank,sb in Alabama vs the state
22.3%Denial rate+2.48 pts vs state
95.8%Decision denial rate+70.83 pts vs state
1.0%Origination rate-54.42 pts vs state
3.50%Median rate-3.00 pts vs state
—Rate spread (pts)
$88kMedian applicant income
1Loans originated
23Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 1 | 47.1% | 7.38% | #391 |
| 2024 | 32 | 2 | 37.5% | 2.63% | #336 |
| 2025 | 103 | 1 | 22.3% | 3.50% | #230 |
What Allied First Bank,sb lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Allied First Bank,sb applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Jefferson County | 17 | 0 | 6 | 35.3% |
| Mobile County | 9 | 0 | 0 | 0.0% |
| Madison County | 9 | 0 | 4 | 44.4% |
| Lee County | 9 | 0 | 1 | 11.1% |
| Montgomery County | 6 | 0 | 1 | 16.7% |
| Marshall County | 4 | 0 | 1 | 25.0% |
| Tuscaloosa County | 4 | 0 | 1 | 25.0% |
| Shelby County | 4 | 0 | 1 | 25.0% |
| Colbert County | 4 | 0 | 0 | 0.0% |
| Limestone County | 4 | 0 | 2 | 50.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 103 applications in 2025, of which 1 were originated and 23 denied.
22.3% of all applications, or 95.8% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Allied First Bank,sb originated in Alabama in 2025 was 3.50%, against a statewide median of 6.50%.
About this data. Figures are Allied First Bank,sb's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology