Mortgage Solutions of Colorado in Alabama vs the state
4.9%Denial rate-14.91 pts vs state
6.0%Decision denial rate-19.01 pts vs state
70.1%Origination rate+14.67 pts vs state
7.75%Median rate+1.25 pts vs state
0.98Rate spread (pts)+0.69 pts vs state
$81kMedian applicant income
227Loans originated
16Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 198 | 118 | 8.6% | 7.75% | #129 |
| 2024 | 231 | 171 | 3.0% | 7.25% | #129 |
| 2025 | 324 | 227 | 4.9% | 7.75% | #114 |
What Mortgage Solutions of Colorado lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Mortgage Solutions of Colorado applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Mobile County | 36 | 32 | 0 | 0.0% |
| Baldwin County | 35 | 22 | 2 | 5.7% |
| Madison County | 26 | 17 | 2 | 7.7% |
| Montgomery County | 25 | 15 | 1 | 4.0% |
| Jefferson County | 25 | 17 | 2 | 8.0% |
| Russell County | 19 | 13 | 2 | 10.5% |
| Calhoun County | 14 | 8 | 1 | 7.1% |
| Shelby County | 10 | 5 | 0 | 0.0% |
| Coffee County | 10 | 8 | 0 | 0.0% |
| Elmore County | 9 | 6 | 1 | 11.1% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 324 applications in 2025, of which 227 were originated and 16 denied.
4.9% of all applications, or 6.0% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Mortgage Solutions of Colorado originated in Alabama in 2025 was 7.75%, against a statewide median of 6.50%.
About this data. Figures are Mortgage Solutions of Colorado's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology