Bryant Bank in Alabama vs the state
6.7%Denial rate-13.11 pts vs state
7.6%Decision denial rate-17.41 pts vs state
80.6%Origination rate+25.20 pts vs state
7.50%Median rate+1.00 pts vs state
0.34Rate spread (pts)+0.05 pts vs state
$142kMedian applicant income
490Loans originated
41Denied
Trend in Alabama
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 624 | 489 | 8.3% | 8.00% | #61 |
| 2024 | 672 | 522 | 7.1% | 8.50% | #62 |
| 2025 | 608 | 490 | 6.7% | 7.50% | #75 |
What Bryant Bank lends in Alabama
By loan purpose
By loan type
Why it denied Alabama applicants
Where in Alabama
Counties with the most Bryant Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Tuscaloosa County | 167 | 142 | 5 | 3.0% |
| Baldwin County | 135 | 98 | 15 | 11.1% |
| Madison County | 81 | 73 | 2 | 2.5% |
| Jefferson County | 75 | 58 | 10 | 13.3% |
| Shelby County | 33 | 24 | 2 | 6.1% |
| Mobile County | 25 | 21 | 2 | 8.0% |
| Limestone County | 25 | 19 | 3 | 12.0% |
| Marshall County | 15 | 14 | 0 | 0.0% |
| Escambia County | 7 | 5 | 0 | 0.0% |
| St. Clair County | 7 | 6 | 0 | 0.0% |
Other large lenders in Alabama
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Regions Bank | C | 11,871 | 37.2% | 4.99% |
| Rocket Mortgage | C | 9,941 | 20.5% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 8,461 | 41.4% | 9.50% |
| United Shore Financial Services | B | 7,689 | 12.0% | 6.13% |
| 21st Mortgage | F | 6,507 | 46.0% | 9.98% |
| Mortgage Research Center | C | 5,107 | 18.4% | 6.25% |
| REDSTONE Federal Credit Union | C | 4,548 | 18.9% | 8.13% |
| Dhi Mortgage Company | B | 3,909 | 17.5% | 4.99% |
| Freedom Mortgage | B | 3,725 | 8.7% | 6.25% |
| Pennymac Loan Services | C | 3,611 | 11.6% | 6.25% |
Frequently asked questions
Alabama: 608 applications in 2025, of which 490 were originated and 41 denied.
6.7% of all applications, or 7.6% of the applications it actually decided on. The Alabama statewide average across all lenders was 19.9%.
The median rate on loans Bryant Bank originated in Alabama in 2025 was 7.50%, against a statewide median of 6.50%.
About this data. Figures are Bryant Bank's own HMDA filing for properties located in Alabama, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology