City National Bank of Florida in Florida vs the state
9.2%Denial rate-11.89 pts vs state
12.3%Decision denial rate-14.93 pts vs state
65.1%Origination rate+12.38 pts vs state
6.13%Median rate-0.50 pts vs state
-0.07Rate spread (pts)-0.34 pts vs state
$158kMedian applicant income
788Loans originated
111Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,299 | 853 | 10.2% | 6.00% | #122 |
| 2024 | 1,123 | 735 | 8.9% | 6.00% | #138 |
| 2025 | 1,211 | 788 | 9.2% | 6.13% | #133 |
What City National Bank of Florida lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most City National Bank of Florida applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Miami-Dade County | 441 | 244 | 56 | 12.7% |
| Broward County | 267 | 174 | 25 | 9.4% |
| Palm Beach County | 137 | 97 | 9 | 6.6% |
| Leon County | 46 | 33 | 4 | 8.7% |
| Escambia County | 26 | 21 | 1 | 3.8% |
| Orange County | 23 | 14 | 1 | 4.3% |
| Hillsborough County | 21 | 16 | 3 | 14.3% |
| Santa Rosa County | 20 | 18 | 1 | 5.0% |
| Lee County | 20 | 16 | 1 | 5.0% |
| Osceola County | 19 | 13 | 1 | 5.3% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 1,211 applications in 2025, of which 788 were originated and 111 denied.
9.2% of all applications, or 12.3% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans City National Bank of Florida originated in Florida in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are City National Bank of Florida's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology