JPMorgan Chase Bank in Wisconsin vs the state
10.2%Denial rate-3.77 pts vs state
13.4%Decision denial rate-3.01 pts vs state
65.6%Origination rate-2.52 pts vs state
6.49%Median rate-0.13 pts vs state
0.05Rate spread (pts)-0.07 pts vs state
$111kMedian applicant income
1,346Loans originated
210Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,260 | 856 | 10.6% | 6.75% | #29 |
| 2024 | 1,560 | 1,020 | 10.9% | 6.63% | #28 |
| 2025 | 2,051 | 1,346 | 10.2% | 6.49% | #25 |
What JPMorgan Chase Bank lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most JPMorgan Chase Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 487 | 318 | 55 | 11.3% |
| Waukesha County | 263 | 176 | 19 | 7.2% |
| Dane County | 181 | 115 | 9 | 5.0% |
| Kenosha County | 150 | 102 | 18 | 12.0% |
| Racine County | 130 | 88 | 16 | 12.3% |
| Walworth County | 87 | 63 | 9 | 10.3% |
| Brown County | 71 | 50 | 4 | 5.6% |
| Washington County | 60 | 39 | 3 | 5.0% |
| Rock County | 60 | 35 | 4 | 6.7% |
| Outagamie County | 52 | 34 | 5 | 9.6% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 2,051 applications in 2025, of which 1,346 were originated and 210 denied.
10.2% of all applications, or 13.4% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans JPMorgan Chase Bank originated in Wisconsin in 2025 was 6.49%, against a statewide median of 6.63%.
About this data. Figures are JPMorgan Chase Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology