The Huntington National Bank · Wisconsin · 2025

The Huntington National Bank in Wisconsin: approval rate, denial rate and rates (2025)

The Huntington National Bank took 1,107 mortgage applications in Wisconsin in 2025, ranking #45 of 938 lenders active in the state. It originated 60.0% of them and denied 21.8% (26.0% of the applications it decided), against a statewide denial rate of 14.0%.

1.1kApplicationsin WI
26.0%Decision denial ratestate 16.4%
6.88%Median ratestate 6.63%
$195,000Median loanstate $165,000
$203MVolume63 counties

The Huntington National Bank in Wisconsin vs the state

21.8%Denial rate+7.76 pts vs state
26.0%Decision denial rate+9.64 pts vs state
60.0%Origination rate-8.17 pts vs state
6.88%Median rate+0.25 pts vs state
0.39Rate spread (pts)+0.27 pts vs state
$102kMedian applicant income
664Loans originated
241Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231,18559431.7%7.25%#31
20241,06557826.1%7.13%#42
20251,10766421.8%6.88%#45

What The Huntington National Bank lends in Wisconsin

By loan purpose

Home purchase 505 46% · 5.5% denied
Refinance 126 11% · 15.9% denied
Cash-out refinance 91 8% · 26.4% denied
Home improvement 222 20% · 46.4% denied
Other / HELOC 163 15% · 40.5% denied

By loan type

Conventional 1,032 93% · 21.8% denied
FHA 47 4% · 25.5% denied
VA 27 2% · 14.8% denied
USDA / RHS 1 0% · 0.0% denied

Why it denied Wisconsin applicants

Credit history 94 39%
Debt-to-income ratio 77 32%
Incomplete application 28 12%
Collateral 25 10%
Other 5 2%
Unverifiable information 5 2%
Insufficient cash 4 2%
Employment history 3 1%

Where in Wisconsin

Counties with the most The Huntington National Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Milwaukee County 388216100 25.8%
Waukesha County 1369615 11.0%
Kenosha County 814824 29.6%
Racine County 744221 28.4%
Walworth County 46287 15.2%
Dane County 40285 12.5%
Washington County 31215 16.1%
St. Croix County 30149 30.0%
Ozaukee County 27213 11.1%
Jefferson County 20151 5.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 1,107 applications in 2025, of which 664 were originated and 241 denied.

21.8% of all applications, or 26.0% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

The median rate on loans The Huntington National Bank originated in Wisconsin in 2025 was 6.88%, against a statewide median of 6.63%.

About this data. Figures are The Huntington National Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology