Old National Bank in Wisconsin vs the state
18.3%Denial rate+4.28 pts vs state
21.0%Decision denial rate+4.64 pts vs state
66.4%Origination rate-1.75 pts vs state
6.13%Median rate-0.50 pts vs state
-0.31Rate spread (pts)-0.43 pts vs state
$105kMedian applicant income
824Loans originated
227Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 1,085 | 724 | 23.4% | 6.38% | #34 |
| 2024 | 1,127 | 742 | 23.1% | 6.63% | #39 |
| 2025 | 1,241 | 824 | 18.3% | 6.13% | #39 |
What Old National Bank lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Old National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Dane County | 277 | 200 | 42 | 15.2% |
| Milwaukee County | 233 | 136 | 58 | 24.9% |
| Waukesha County | 103 | 61 | 17 | 16.5% |
| Rock County | 83 | 56 | 17 | 20.5% |
| Winnebago County | 57 | 43 | 5 | 8.8% |
| Outagamie County | 43 | 31 | 7 | 16.3% |
| St. Croix County | 37 | 25 | 6 | 16.2% |
| Walworth County | 36 | 23 | 7 | 19.4% |
| Portage County | 35 | 26 | 6 | 17.1% |
| Eau Claire County | 28 | 20 | 6 | 21.4% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 1,241 applications in 2025, of which 824 were originated and 227 denied.
18.3% of all applications, or 21.0% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Old National Bank originated in Wisconsin in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Old National Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology